AHCA wins in House and is headed for Senate
May 16, 2017
May 4, Trump’s 105th day in office, the AHCA or “Trumpcare” was passed by the House. The vote ended with a narrow win for the bill, with the House divided 213-217, and twenty Republicans abandoned their loyalty by voting against the bill.
One of the major issues many people see with the AHCA is its plan for pre-existing conditions. Under the Affordable Care Act, or Obamacare, insurance companies could not charge patients with pre-existing conditions more for their policies than they charge patients without pre-existing conditions for policies. Under the AHCA, insurance companies will not but be able to deny health coverage based on a pre-existing condition, but they will be able to increase rates for patients with pre-existing conditions. The proposed bill allows states to opt-out of the pre-existing condition protections put in place under the Affordable Care Act and place such patients in “high-risk pools” instead. By placing patients in a high-risk pool, insurance companies can charge patients with pre-existing conditions a greater fee, sometimes charging so much patients are unable to afford health insurance.
Pre-existing Conditions under the AHCA include but are not limited to:
- AIDS and HIV
- Alzheimer’s and dementia
- Anorexia
- Arthritis
- Bulimia
- Cancer
- Mental disorders (including anxiety, bipolar disorder, depression, obsessive compulsive disorder, and schizophrenia)
- Obesity
- Pregnancy or expectant parent (including fathers)
- Transsexualism
This bill has currently only been passed by the House of Representatives and still has to go through the Senate.